Annual Percentage Rate (APR) Calculator

Calculate total interest paid on your loans

There is a big difference between a loan’s interest rate and the annual percentage rate (APR). If your lender charges you fees such as a closing fee or monthly processing fee, then the APR will be quite a bit higher than the stated interest rate. Calculate the all in cost of a loan using our APR calculator.

Loan details

Fees (Enter 0 if not applicable)



Total Fees


Total Interest


What does it mean?
Including fees and other closing costs, your loan’s APR is --, or -- higher than your interest rate. The -- interest you’ll pay is determined by applying your loan’s -- interest rate to the monthly balance, while the APR also takes into account the -- in fees you’ll pay over the course of the loan. Try to find a loan with the least amount of fees to avoid hidden costs.
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