Financial Wisdom at Your Fingertips

Making sound financial choices takes discipline, knowledge and experience.
Our tools, tips and resources will make that choice a lot easier.

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Facts & figures

136M Americans are
struggling financially
81% of U.S. Households faced
a large unexpected expense last year
$40,000 Average lifetime fees paid by average underbanked consumer
$82B Unnecessary fees paid
by the underbanked each year

Tools & Calculators

APR Calculator

Calculate the difference between interest rate and annual percentage rate (APR).
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Loan Payment Calculator

Quickly calculate the monthly payments and total interest paid on any loan.
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Personal Loan vs. Credit Card

Thinking about taking out a personal loan? See how the costs of a loan compare to those of your current credit cards.
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Frequently Asked Questions

Payoff is the leading financial wellness company that applies science, psychology and technology to help our members reinvent their relationship with money and accelerate their journey to financial well-being. We focus on the intersection of personality and financial behavior, developing products and services that help our members achieve their goals.
Borrowize simplifies how you find the best offers on personal and student loans. We aim to do this through financial education and transparency. By answering a couple of simple questions, we are able to match you with potential offers from the most responsible, innovative, and consumer-friendly online lenders. Our platform helps you save time and money.
No, Borrowize is an independent and unbiased platform that connects borrowers with a trusted network of lenders.
Our team is always searching for innovative lenders to add to our network. We analyze all prospective lenders using our strict 10 point screening criteria. For more information on our screening process, visit our Personal Loans page.
We are currently partnering with personal, student, and small business lenders. Our partner personal lenders offer unsecured online loans from $1,000 to $100,000. Our partner student lenders offer loans to refinance existing student loans or new student loans. We also have partnerships with select small business lenders and hope to partner with companies that offer additional financial products in the near future.
No. One of our lender qualifying criteria is that they use a “soft” credit pull when reviewing a prospective borrower. Soft credit inquiries do not negatively impact your credit score.
We will never sell your personal information to 3rd parties. We take your privacy very seriously and take all precautions to protect it.
Nothing! Our service is absolutely free.
Our partner lenders typically pay us a success fee when borrowers that we refer to them receive a loan. However, the commission amounts do not have any impact on the lenders that Borrowize presents to you.
If you did find the answer to your question here or would like to talk to one of our team members, please use our chat feature or email us at [email protected]. Additionally, most questions that are answered here can be answered by reviewing our Terms of Use and Privacy Policy pages.

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