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We Grade Each Lending Partner Using our Proprietary WizeScore Rating
Innovative, Fair & Flexible50% weighting
Our highest grades are awarded to companies that offer inclusive loan products, unique technology, and/or innovative underwriting criteria.
Fees & Penalties30% weighting
We ding companies with a high number of fees or unnecessary costs, and absolutely avoid those that penalize borrowers for paying off their loans early.
Upward mobility20% weighting
All our companies report to credit bureaus, but we elevate those that reward borrowers with responsible behavior.
The Smartest Way to Borrow
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