Let’s Get Started!
We Grade Each Lending Partner Using our Proprietary WizeScore Rating
Innovative, Fair & Flexible50% weighting
Our highest grades are awarded to companies that offer inclusive loan products, unique technology, and/or innovative underwriting criteria.
Fees & Penalties30% weighting
We ding companies with a high number of fees or unnecessary costs, and absolutely avoid those that penalize borrowers for paying off their loans early.
Upward mobility20% weighting
All our companies report to credit bureaus, but we elevate those that reward borrowers with responsible behavior.
The Smartest Way to Borrow
Frequently Asked Questions
Get Our Exclusive Tips and Advice
Straight to Your Inbox!