What type of loan are you looking for?
We Grade Each Lending Partner Using our Proprietary WizeScore Rating
Affordability & Fairness45% weighting
We award the best grades to companies that can offer the lowest rates compared to unsubsidized federal and private student loans. Companies with high number of fees are penalized, while those that charge prepayment penalties are rejected entirely.
Innovative Products30% weighting
Our highest grades are awarded to companies that offer more than just traditional student loan refinancing, such as undergrad, interest only, parent, and new graduate loans. Flexible repayment plans are also a plus.
User Experience25% weighting
Overall user experience is key, from a simple application process, to unemployment protection, to unique perks like career counseling and networking.
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